Our Mission

2nd Chance Automotive

At 2nd Chance Automotive our mission is to get you driving in a safe clean vehicle.

We have been getting families approved and driving for over 12 years, and are experts at getting you approved, even in the most impossible situations.

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Requirements For A Car Loan

At 2nd Chance Automotive we do not require much for you to obtain a car loan.

All vehicles are provided with a optional extended warranty!

We will carefully match each person needing a loan with an appropriate lender. We do this by evaluating your current situation and putting less emphasis on your credit history. At 2nd Chance Automotive, we have helped thousands obtain bad credit auto loans.
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Finding a Car Loan After Bankruptcy

Bankruptcy can be a difficult event. There is no denying this fact. However, you can still get a car loan after bankruptcy if you know where to look. There are numerous Canadian car loan companies that specialize specifically in bad credit financing options for those looking to buy a car. With 2nd Chance Automotive, you will be connected with a network of dealers and lenders that are eager to assist you and put you back behind the wheel.

Getting a Car Loan With Bad Credit

You might have spent a sleepless night or two worried about getting a car loan, especially if you have less than stellar credit. However, don't worry, there is hope! The fact is that many people have less than perfect credit, and there are mechanisms in place to help you get an auto loan. 2nd Chance Automotive is here to help, as we offer access to a network of eager lenders who are willing to give guaranteed auto loans for bad credit borrowers.

Auto Loan Interest Rates

Interest rates on car loans in Canada are based, in part, on the term and the amount of the loan. Auto loan interest rates increase with longer terms, which is due to vehicle depreciation. The fact that a car's value depreciates significantly over the first few years makes it much riskier for a lender to recover the value of a long-term loan in the case of default. Therefore, shorter-term loans are low interest car loans in comparison.

Bmw X5

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Mercedes-Benz E55 AMG

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Honda S2000

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3 Step Process

Apply Now!

Apply online so we can get you approved. Our lenders are ready to compete for your business.

Get Approved!

we will select the lender that offers the best interest rate and monthly payment for your auto loan.

Drive Home!

Browse our online inventory select your vehicle and drive home!